· All samples ·Sample № 03 · Lens · Balanced
· The audit took one minute, forty-seven seconds ·
An undervalued IDV worth ₹2.4 lakh of cover, hiding in plain sight on page eleven.
One Bengaluru Honda City owner. One uploaded PDF. One re-pricing recommendation that walked her into renewal with ₹2.4 lakh more cover at the same premium.
Anonymised findings
Honda City · 2021
Bengaluru · Bajaj Allianz General · ₹12,840 / yr
Score
62/100
GAPIDV undervalued. ₹6.4L declared · market ~₹8.8L
GAPNo Zero-Dep cover. Standard for cars under 5 yrs old
OKRoadside assistance. Active until renewal
WATCHNCB at 25%. Resets if you claim before January
OKPA cover for owner. Mandatory · in place
The recommendation: re-price the IDV by ₹2.4 lakh and add Zero-Dep cover.
The owner kept the same insurer. The same premium. She walked away with ₹2.4 lakh more cover than she would have had on auto-renewal — purely from reading a document she'd never have read herself.
Want this for your own policy? It takes two minutes, costs nothing, and you'll never hear from a sales caller.
Get my free 2-minute review· Trusted by 1,000+ Indian car owners ·
Other sample reviews